Pay-As-You-Drive

Drive Electric. Pay As You Go.

Our revolutionary Pay-As-You-Drive model removes the upfront cost barrier of electric bus ownership — making clean transport accessible to every operator.

Zero upfront cost
Pay per kilometre
48-hour approval

The Process

How Pay-As-You-Drive Works

Five simple steps separate you from owning and operating an Arbab electric bus today.

01

Apply

Submit a simple application through our partners — Huduma Credit or Jamhuri Credit. No complicated paperwork.

02

Approval

Our finance partners review your application quickly. Most approvals are completed within 48–72 hours.

03

Receive Your Bus

Once approved, you take possession of a fully maintained Arbab electric bus ready to start generating income.

04

Drive & Earn

Operate your bus on any of our established Nairobi routes. Track earnings and performance via the Jani platform.

05

Pay Per Use

Repayments are calculated per kilometre driven — so you only pay when you earn. No fixed monthly burden.

Apply Now

Our Finance Partners

Trusted Lending Partners

We have partnered with leading Kenyan financial institutions to ensure every driver has access to affordable, flexible financing.

Vehicle Financing Partner

Huduma Credit

Huduma Credit offers tailored SACCO and cooperative-backed vehicle financing. With a strong presence across Kenya, they provide flexible repayment options aligned with your route earnings and kilometre usage.

Enquire about financing

Vehicle Financing Partner

Jamhuri Credit

Jamhuri Credit specialises in microfinance solutions for transport operators. They offer competitive rates and a fast-track approval process designed specifically for the Arbab Ventures PAYD programme.

Enquire about financing

Eligibility

Am I Eligible?

Our finance partners have worked hard to make the eligibility criteria as accessible as possible. Here is what you will typically need to qualify for the Pay-As-You-Drive programme.

Not sure whether you qualify? Reach out — our team and finance partners will assess your situation individually.

Check My Eligibility
  • Valid PSV driving licence
  • At least 2 years bus operation experience
  • Clean credit record (or guarantor)
  • Route assigned by Arbab Ventures
  • Commitment to the Jani digital platform
  • Willingness to operate zero-emission buses only

Ready to Start Your Electric Journey?

Join the growing fleet of Arbab Ventures operators. Apply today through one of our finance partners.

Apply Now